PERSONAL PROTECTION

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• Life Insurance - Pays out a lump sum on the death of the policy holder. Can be written on a sole name or joint name basis.

• Critical or Serious Illness Cover -  Pays out a lump sum on the diagnosis of a pre-defined critical illness of the policy holder. Can be written on a sole name or joint name basis.

• Family Income Benefit  -  Pays out a monthly sum for the term of the policy following the death of the policy holder

• Income Protection -  Provides a monthly payment if the policy holder is unable to work due to illness.

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BUSINESS PROTECTION​

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• Key Person Protection -   Pays a lump sum to the business following the death or critical illness of a key employee or business owner.

• Business Loan Protection - Pays out a lump sum to the business to repay business loans, overdrafts, mortgages, directors loans, following the death or critical illness of a business owner

• Shareholder/Partnership Protection - Provides funds to allow remaining business owners to buy shares back if a business partner dies or is critically ill.

• Relevant Life - Provides a Death in Service benefit to employees which is paid out to the employee or their beneficiaries following the death or critical illness of the person covered.

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To discuss your protection needs, please Contact Us